Personalized deal pages for your listings. Investor deal books for your clients. Programs that let you market "$0 down." A credit repair partner for buyers who aren't ready yet. And a denied file review that turns your lost deals into closings.
This is what I build for YOUR listings. Investor DSCR analysis, $0-down FHA scenarios, rental comps, printable flyers — all in one link you text to clients or show at open houses. Your name. Your brokerage. Your listing.
No other loan officer in Houston gives you this. These are the tools I create — for free — when you partner with me.
I build a custom webpage for your market showing your listings with full investor math — DSCR ratios, cash flow projections, Non-QM program fits. Your name, your brand, your listings. You send the link to investor clients and they see the numbers before they call. No other LO does this.
WHAT YOU GET:
Market-specific deal analysis pages for your area — Galleria, Katy/Sugar Land, Spring/Tomball, Waller County, Luxury markets, and more. Each page is custom-built with your name and your listings. See a live demo →
For specific listings, I build full interactive deal book sites — investor analysis, zero-down FHA scenarios, rental comps, flyers, and printable one-pagers. Everything a buyer or investor needs to make a decision on YOUR property. Ready to share at open houses or via text.
I carry 6 different down payment assistance programs — including a forgivable gift with no 2nd lien and no payback. You can market "$0 out of pocket" to first-time buyers and it's real. I give you the flyers, the math, and the talking points. See FHA + DPA page →
I show up to your open houses and answer buyer questions on the spot — credit, qualification, DPA programs, investor scenarios. I bring printed materials. We co-host. Your buyers leave knowing exactly where they stand. I'm already doing this with Treniecee Lipford at Lipford Realty in Katy and Houston. Call me to set one up →
Buyer can't qualify because of credit? Don't lose the deal. I work directly with Treniecee Lipford, a credit repair specialist who fixes what's broken so I can close the loan. You refer your buyer to Treniecee, she repairs the credit, then I get them approved. You keep the client in your pipeline instead of losing them. See the credit repair page →
Treniecee Lipford | Credit Coach | 832-409-7448
I record short video walkthroughs explaining how W-2 buyers and self-employed buyers qualify. You DM the link to your prospects. They watch a 3-minute explanation from a PhD mortgage specialist. By the time they call you, they're pre-educated and ready to move.
Most realtors have never had an LO bring them a reverse mortgage strategy. I do HECM (Home Equity Conversion Mortgages) for homeowners 62+. If you have senior clients sitting on equity, I can show them how to access it without monthly payments. See HECM page →
If you sell near military bases or VA hospitals, I'm the LO you need. I handle VA purchase, IRRRL refinance, cash-out, manual underwriting, joint entitlement for married veterans, and complex files most LOs refuse. See VA page →
A 12-module course that teaches you how to identify, attract, and close investor deals. Module 1 is completely free — no credit card, no commitment. Full course: $497 Self-Study, $997 Guided, $1,997 VIP. Start Module 1 Free →
Below are example deals showing how I break down the financing for your clients. Your page would have YOUR name, YOUR brokerage, and YOUR listings.
DSCR: 0.73 — Below 1.0 but qualifies for No-Ratio DSCR.
25% down: $92,250 | Loan: $276,750 | P&I: $1,935/mo | Total PITI: $3,134/mo | Rent: $2,300/mo | Gap: -$834/mo | Strategy: equity play, appreciating Katy corridor.
DSCR: 1.15 — Cash flows day one.
25% down: $71,250 | Loan: $213,750 | Total PITI: $2,280/mo | Rent: $2,400/mo | Surplus: +$120/mo | No tax returns. Close in 21 days.
Self-employed — tax returns show $48K. Bank deposits show $14K/mo.
12-mo bank statements: avg $14,200/mo x 50% expense factor = $7,100/mo qualifying income. Qualifies at $445K with 10% down. No tax returns.
This Is What I Build — For Free — For My Realtor Partners.
Your name. Your brokerage. Your listings. Your market area. You send the link to clients and they see the math before they call.
These numbers come from Harvard’s Joint Center for Housing Studies. This is the research that shapes how I build my programs and why I carry what I carry.
Sources: Harvard JCHS Tenure Projections 2025, America’s Rental Housing 2026, Federal Reserve Survey of Consumer Finances. Read Dr. Rob’s full market analysis →
Another LO said no? I specialize in the deals other loan officers can't close. Describe the scenario below and I'll tell you if I can get it done — and which program I'd use.
I review every submission personally. If I can close it, I'll call you within 24 hours with the program and the plan.
Got it. I'll review this file and call you within 24 hours.
Every loan product I carry. When a realtor partners with me, they get access to all of these — not just Conventional and FHA.
Licensed in nearly every U.S. state through ARDRI. NMLS #844916.
Buyer can't qualify because of credit? Send them to Treniecee Lipford — Dr. Rob's credit repair partner. She fixes the score. Dr. Rob closes the loan. You keep the client.
No contracts. No exclusivity requirements. Just results. Here is how it works.
Call, text, or use the form above. Describe the buyer. I tell you which program fits — or if it doesn't. No runaround.
Personalized deal pages, flyers, Loom videos, deal books — whatever helps you close. I build them. You share them.
I handle the loan. You handle the deal. Your clients get funded. You look good. That's the whole arrangement.
Call me. Text me. Send me your toughest file. If I can close it, I will.
☎ Call 832-701-8144 Email: robert@matadorlending.com