Can I actually buy this house?
Put the property and the buyer in the same analysis. The result is a planning score, payment composition, cash range and financing paths to review with a licensed loan officer.
Enter a purchase price to run the analysis
This tool does not guess. It shows nothing until you give it a property and a buyer profile. Pull the price, tax rate and HOA off the MLS sheet, add the buyer's income, debts and available cash, then run it.
Workable with review
This score summarizes the planning inputs you entered. It is not an approval decision.
Workable with reviewWhat is driving the score
Payment composition
How the payment moves with rate
Same house, same down payment — only the rate changes. This is what a one-point move actually costs on this loan amount.
Illustration only. The rates above are hypothetical figures chosen to show how payment changes with rate. They are not rates offered, quoted, or available, and this is not a commitment to lend. Your actual rate depends on credit profile, loan amount, down payment, occupancy, property type, loan program and lock period, and is only established when a rate is locked on a specific application.
Financing paths to discuss
Watch items
Taxes are estimated on the purchase price, not the seller's current assessed value. That is deliberate: Texas values reset after a sale, so a listing site quoting the current tax bill will usually understate what a new owner pays.
Numbers first. Then human judgment.
Use the analysis to ask a better question. Dr. Rob can review income documentation, program fit and underwriting risk before you make the next move.
What the score does, and what it does not do.
The score is a decision aid. It organizes the inputs that commonly create financing friction. It does not automate underwriting.
It sees the property
Price, down payment, taxes, insurance and HOA are included in the planning payment rather than treated as an afterthought.
It sees the buyer
Income, debts, cash, credit range, occupancy and income type affect the fit score and suggested discussion paths.
It still escalates to a human
Loan guidelines, documentation and property eligibility can change the answer. That is why the final CTA is review, not "approved."
Have Dr. Rob review this scenario
Send the scenario. No automated score replaces an actual mortgage review.