Calculator disclosures

Educational planning estimates

Website calculators provide planning estimates based on the information entered and simplified assumptions. They are not a loan estimate, prequalification, preapproval, underwriting decision or commitment to lend.

Program rules change

Interest rates, loan limits, mortgage insurance, assistance programs, lender overlays and underwriting guidelines can change. Current eligibility must be verified at the time of application.

Property-specific costs matter

Taxes, insurance, HOA, special assessments, appraisal results and property eligibility can materially change the analysis.

Equal housing

Loan decisions are made under applicable fair-lending and program requirements. Educational pages that discuss a community or borrower type do not change the eligibility standards used for mortgage decisions.