Robert McNeill, PhD | NMLS #844916
Houston, Texas832-701-8144
Resource library

Use education to make the next mortgage decision better.

Guides support the software. The software supports the conversation. The conversation supports the actual loan process.

PDF

First-Time Home Buyer Prep Kit

Timeline, DTI, credit, programs, cash, appraisal, inspection and the loan process in plain English.

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PDF

Self-Employed Survival Guide

Tax-return income, add-backs, business structure, income trends and alternative-documentation paths.

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PDF

Credit Repair + Seasoning Roadmap

Mortgage-focused credit preparation with timelines, disputes, debt reduction and readiness planning.

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Purchase Intelligence

Analyze a specific house with the buyer's financial profile.

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Buying Power

Estimate a conservative planning range before the home search.

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Buydown Strategy

Compare temporary and permanent payment reduction structures.

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Analyze a home