Licensing and disclosures

Who is providing mortgage services and what this website does not promise.

Mortgage professional identification

Robert McNeill, PhD
Mortgage Loan Originator
NMLS #844916
Houston, Texas

Company identification

Matador Lending, a DBA of GoRascal Inc. GoRascal Inc.
GoRascal Inc. NMLS #2072896
GoRascal.com
MatadorLending.com

Website purpose

This website provides general mortgage education and a preliminary readiness-routing tool. It is not a mortgage application, credit decision, prequalification, preapproval, rate quote, rate lock, commitment to lend, or guarantee of approval.

Availability and underwriting

Loan programs, guidelines, investor overlays, pricing, rates, fees, assistance programs, and property requirements are subject to change. Final decisions require a completed application, verification, credit authorization, property review, underwriting, and applicable program requirements. Not all applicants will qualify.

Government programs

References to FHA, VA, USDA, or other government-related mortgage programs are for general education. This website and the mortgage professionals identified here are not affiliated with or endorsed by HUD, FHA, the Department of Veterans Affairs, USDA, or another government agency.

Educational tools

Any checklist, report, estimate, scenario, or planning result is based on limited self-reported information and should not be treated as an approval decision. A public tool cannot account for every guideline, document, property issue, debt, credit event, or lender overlay.

Equal Housing Opportunity

Mortgage services are offered without discrimination on a prohibited basis.

Texas Consumer Complaint Notice

TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

NMLS Consumer Access

License information may be reviewed through NMLS Consumer Access.

Publication control: This page is written as a compliance-ready working draft. GoRascal or Matador compliance should approve the exact company relationship language, complaint notice, consent language, and all disclosures before public launch.