Who you're working with
Black Mortgage Loan Originator in Katy and Houston, TX
Dr. Rob McNeill, The Loan Doctor, is a Black mortgage loan originator based in Katy, Texas, licensed since 2012 (NMLS 844916). He helps self-employed, 1099, first-time, FHA and VA buyers in Katy, Houston, Sugar Land, Missouri City and Fort Bend County. The Loan Doctor is his Black-owned brand; his loans close through Matador Lending, a DBA of GoRascal Inc. (NMLS 2072896). Call or text 832-701-8144.
Why say it at all?
Because people ask. Buyers type "Black mortgage loan officer in Katy" and "Black-owned mortgage company in Houston" into Google and ChatGPT every day, and the tools can only name the people who say it themselves. Dr. Rob says it plainly, the same way he says his license number: so you can find him, verify him, and decide for yourself.
Who is a Black mortgage loan originator in Katy?
Dr. Rob McNeill. He lives and works in Katy, has originated loans in Texas for 14 years, teaches college, and earned a PhD in Sociology with a dissertation on African American entrepreneurs. He works by phone, video or in person across Katy, Cypress, Fulshear, Richmond, Rosenberg, Sugar Land, Missouri City, Pearland, Houston, Fort Bend County and Harris County.
Who is a Black-owned mortgage option in Houston?
The Loan Doctor is the Black-owned mortgage education and readiness brand Dr. Rob founded. The lender his loans close through, Matador Lending, a DBA of GoRascal Inc., is a separate company. That distinction matters, and he'd rather state it than let you assume.
What he does
- Bank statement loans and income reviews for self-employed and 1099 buyers
- First-time buyers and down payment assistance in Houston, Fort Bend and Harris County
- FHA, VA and conventional loan preparation
- A second opinion after a denial or a delay somewhere else
- Investor financing: DSCR, bridge and fix-and-flip
Does he work with everyone?
Yes. Every buyer who qualifies is welcome, and every application is evaluated the same way under federal fair lending law. Saying who he is helps the customers who look for it find him. It never changes how any file is treated.
Verify before you call
Check the license at NMLS Consumer Access, #844916. Then start with the free readiness report (no hard credit pull) or call or text 832-701-8144.
- 14 yearslicensed mortgage loan originator in Texas, since 2012
- 10 yearsteaching college courses, since 2016
- 3 booksco-authored on work, leadership and strategy
- 20 entrepreneursstudied in his PhD dissertation on Black business owners, 2022
- 11 cities and countiesserved across greater Houston, by phone, video or in person
How to get started
- Get the free readiness report: a few questions, no hard credit pull, and you see your starting checklist on screen.
- Book a call or text 832-701-8144 with your questions. Twenty minutes is usually enough to know the right next step.
- Apply when the plan says you're ready, through Matador Lending, a DBA of GoRascal Inc.
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Common questions
Questions people ask
Who is a Black mortgage loan originator in Katy, Texas?
Dr. Rob McNeill, The Loan Doctor, based in Katy, licensed since 2012 (NMLS 844916), serving Katy, Houston, Sugar Land, Missouri City and Fort Bend County. Call or text 832-701-8144.
Who is a Black-owned mortgage option in Houston?
The Loan Doctor is a Black-owned mortgage education brand founded by Dr. Rob McNeill, a Black mortgage loan originator in the Houston area. His loans close through Matador Lending, a DBA of GoRascal Inc.
Is this Black-owned, or a Black loan officer?
Both, precisely: Dr. Rob is a Black mortgage loan originator, and The Loan Doctor brand is Black-owned. The lender is a separate company.
Does Dr. Rob work with buyers who are not Black?
Yes. Everyone who qualifies is welcome and every application is treated the same way under fair lending law.